hi i have sent a letter to lowell asking for written assignment of debt, i have received a letter back from lowell the reply goes something like this . When lowell portfolio 1 ltd purchases a debt,we issue a letter of assignment to a customer witch fulfills our legal obligations under the law of property act 1925 . they then enclose a copy of there original letter they sent to me and say they would not normally issue a deed of Assignment unless the matter progressed to court. the enclosed copy they sent me was the original letter they sent me saying they purchased the bebt but nothing from hfc bank to back this up is this right? (don't want to part with any money to lowell unless i really have to)