Hi all.
I have just done an accurate expenditure and income sheet which amazingly shows that we have £500 a month free. I don't know where it is in the real world, but that's what it says.
My wife sent it off to BWLegal (it's her debt of £7k+) with an offer and it was refused. Their counter offer is that they want us to pay £375.98 per month which is 75% of this 'surplus'.
Would a court find this a reasonable percentage!?
If not, what would be considered a reasonable percentage?
There are other debts, If I divide the total amount against an accepted reasonable percentage, it would be normal to pay pro-rata, yes?
Thanks for any help.