I have been living on incapacity benefit and disability living allowance for a number of years due to severe mental health issues I am currently being hit with around £80 worth of charges from Santander at least every 2 months, sometimes I am being charged £25 for going overdrawn by 99p It has been going on for a few years and due to my mental health problems have just been letting it happen as I didn't know anything could be done about it I recently found a forum on Money Saving Expert and was amazed to find I could reclaim this money, so have requested the last 6 years of charges list Fingers crossed, if i research enough and know what I'm talking about I might be successful! I was hoping someone might have experience of financial hardship claims with mental health issues as grounds for a refund This month its £75, being on benefits that's a large chunk of my money I feel like I've really been taken advantage of as a 'vulnerable' adult (I hate calling myself that, but quite obviously I am) If anyone has any advice I would really appreciate it Thank you in advance!