Hello, I became bankrupt in December 2011, and have confirmed that I was discharged in Dec 2012. In June 2012 I was issued an Income Payment Agreement, under the terms of which I must pay £105 per month until June 2015. I have just been made redundant and am now ( temporarily I hope) unemployed. The redundancy payment made to me was £12k. My question is simply, is the redundancy money mine to keep, or, despite the fact I am discharged, is it still possible for the OR to claim some or all of this money ( the sum owed at bankruptcy was £37k )? thanks