Sorry Dx just reread your last post about enforcement agents, is that still likely to happen when I set up a payment plan with Scott & co?

The only category that would fit here is being unemployed, I am happy enough with the proposed arrangement from Scott & co, in fact I think I'm going to propose upping the payment to £40 pm so it's cleared quicker. Is that a good idea or am I best leaving it at their suggested £25 pm? Thanks for your time dx

No I haven't but was under the impression as it had been passed to Scott & co they wouldn't deal with me directly. I bit the bullet and phoned Scott & co this afternoon and spoke with a woman who advised they would be willing to set up a repayment plan of £25 per month, I hadn't made any suggestion of what I was able to pay at that point although she told me i would have to call again on Monday to set it up as they need the first payment there and then and don't have any money in account until then.

Also does anyone know how likely Scott & co are to take a smallish repayment of £10 pw?

Hi I'm hoping for some advice on a few debts I have, I'm not sure of the exact amount but somewhere in the region of £5000. The largest of which is pre 2012 council tax arrears of £1200. I have recently recieved a letter from Scott & co regarding making payment in full before it is passed on for a summary warrant. I don't currently work and receive no benefits as my partner works and earns above the threshold. He was made bankrupt in March 2012 and has since been discharged although is still making payments towards the bankruptcy until March 2015. my question is what is the best route for me to go down? I know there is a Lila bankruptcy in Scotland but I'm not sure if that would take my partners income into consideration which would mean I'm not eligible? Would he be asked to make bankruptcy contributions on my behalf? We are unmarried and living in rented accommodation. Thank you in advance for any answers.