swift update: court attended, outcome stayed and repayment agreed under a tomlin order, no judgement issued! As i understand it, i now have to pay as agreed on a monthly basis and no further action will be taken against me. Does this sound about right? Can you advise me on my next steps? should i make contact with the claimant and their solicitors or wait for the paperwork to arrive from the court? Thanks again to all, for your assistance with all this, i truly appreciate it.

Hi All, I am finalising my witness statement relating to my court appearance in a couple of weeks, ready to serve on Tuesday, (seven working days) I have just noticed on the CCA that they have sent me there is an account number, which appears to be blanked out and is totally different to the account number that is referred to by sparrow and rectums. also there are no T&Cs included on the cca form. The notice of assignment that they have provided my with states that sparrow were assigned the account by twitannica sparrow should i have a copy of the previous assignments eg from egg to twitannica? Are these worth bringing to light on my witness statement? Any assistance and advise greatly appreiated.

Hi all, just been getting paperwork together to support my witness statement have found a signed credit agreement frelating to this loan, it was signed a clear two years earlier than the one that rectums/sparrow supplied me with. I don't have the original of the credit agreement that they sent me dated 06. Is this worth adding this to my evidence file supporting my ws? Oh by the way, rectums sent me a copy of the n244 etc today as well.

Hi all, I received their application and ws today, they served it on 2 February, they have asked for judgement without hearing on the form, and are sticking to the fact that they complied with all my cpr requests etc. Shall I scan a copy of it all onto here?

Hi Andy, thanks again for your help, I have been asking as you have advised for the relevant paperwork. I have just spoken with someone again this morning and the hearing is set for 10 April. They have confirmed that the N244 has been sent out with the rest of the paperwork today. Once I get my mail, I will let you know what it contains. Apologies again for my ignorance

Hi all, I phoned the court on Friday, the only information that they could give me was that the orders were due to be typed up on 18 March. Would I be right in assuming that this will the an order for a hearing given the info in the transfer notice that I received?

Hi thanks again for your help. I have just phoned the court they said that it went to the judge yesterday and no other paperwork ie wit was statement is preent. She also said that I would receive a letter outlining the direction in about a week. Is this normal?

Thanks Andy, I presume I ask at the hearing court? Do I need to ask in writing? Or can I just pop in and ask in person?

Thanks, should I wait until I get a hearing date to ask? Or should I just go now?

I've not heard anything from these people since October last year today I received a general directions order stating that ' the application to lift the stay and strike out the defence must be heard on notice to the defendant' 'The claim be transferred to the defendants local county court hearing centre' What does this mean? Any advice on my next course of action gratefully received.

My defence was submitted in May, I've heard nothing from any courts or anyone else, as I understand it the initial forms were issued from northampton

not heard anything off these since june and today a letter arrives, with an expenditure form, with loads of spelling mistakes and the offer of an amicable agreement. Is this now statute barred? the last payment was in aug/sep 2008?

Panther12 it would appear you are totally correct!! Just received a letter from rectums, stating that they have complied with my requests and that it was my fault for casing delays by addressing cheques incorrectly!! The body of the letter reads The court previously served us with a copy of the Defence you filed whereby you dispute your liability to our client in full on the basis that your request pursuant to CPR31.14 and your Part 18 request have not been complied with. You also put the claimant to strict proof of how you entered into an agreement with the claimant, how you reached the amount owed and our clients legal right to issue a claim. We can confirm that our client is a debt purchaser. The outstanding balance referred to in the particulars of claim relates to a loan account. Our clients records indicate that the original credit agreement between you and egg was dated on or about 13 june 2006. In line with the terms and conditions of that credit agreement, the original creditor has a contractual right of assignment. In other words, egg was entitled to transfer their rights and benefits under the agreement to a third party and that right was exercised on 28 feb 13. Around that time you should have received a letter from the original creditor advising you that the account had been assigned to a third party and you should have also received a notice of assignment from sparrow ltd . for your reference, we enclose with this letter a copy of a letter sent to you by our client which provides all the details of the assignment. Recent case law has confirmed that our client, as the debt purchaser, can pursue recovery of the liability. To clarify, the fact that there was no signed agreement between yourself and sparrow will not afford you a defence in these proceedings. We can confirm that your request has in fact been complied with. A letter was sent to you by our client on 20 May enclosing a copy of your agreement, terms and conditions and statements of account for your reference. You will note that your initial cheque was incorrectly addressed to our firm instead of our client and hence the reason for the delay. We also enclose a letter sent to you on 18 mar which confirms the details of the assignment. They have closed the letter with the following statement Now that we have provided you with further details to show that the debt is owed, we would be grateful if you could confirm you are willing to withdraw your Defence by completing the enclosed Form N9A and returning it to this office no later than 17 June 2014. If we fail to receive a response, we may be instructed to make an application to Strike Out the Defence/for Summary Judgement and seek an order that you pay our costs associated with that application. Its signed by a paralegal pp rectums Can you please advise what my next course of action is? I have also received all my info as per my SAR to Canada spare ops. As ever, any help and guidance will be appreciated

yep, defence was submitted outlining that they hadn't responded to the requests etc and that they had stated that collection activity was suspended

quick update, I have received copies of credit agreements signed in 2006 and annual statements from 2008/09 and 20010/11 from sparrow global, this is in reply to the sect 77 info I requested as you advised. nothing further from pestons or mcol. is there anything else I need to do now?