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erekrose

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  1. I told them over the phone that I wasn't at the adress anymore. They didn't ask for the new one. All communication has been through email since that call. Just spoke to the on the phone. They offered 15% discount if I settled "soon". Said they don't do breakdowns in writing. That can't be right surely!
  2. Hi everyone, last june i took out a payday loan with the above company, well actually a number of companies, following a break up with my wife i spiralled massively out of control. I don't even know how many payday loans i have. I am today in the process of trying to work just how much i have borrowed and how much i owe. But my most pressing issue is with the above company. The loan originally was for £350 i think, i contact them in october last year and made a token payment of £20 and they tried to enroll me in their own DMP which didnt seem appropriate at the time. In December i had further email correspondance with them and offered to pay them £20 per month but requested a copy of my original credit agreement and a breakdown of the account as the debt was some £700 at this point! The accepted my offer of £20 but ignored my request for a copy of the agreement and refused to send me statement of the account. As they wouldnt provide this i foolishly didnt pay the £20 per month agreed. My previous landlord has (moved out September) has contacted me to advise there is some official looking post, to cut a long story short 1st stop have applied and obtained a CCJ (February) at my old address and have now made an application for an attachment of earnings order (16th April). This is bad and could cost me my employment!!!!!!! So i need some advice desperately, should i apply to have the CCJ set aside on the basis that it was sent to the wrong address and the company refused to provide me with a breakdown of how the amount was arrived at, or should i fill out the form and request they suspend the order and offer to repay them over the next 3 months, which i can just about afford to do?
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