i didnt find anything regarding the vehicle being written off due to mechanical failure. it just concentrates on accidents and theft

hi, i got a car on finance. the engine blew after 9 months, it cant be rebuilt. its a 2009 mini cooper, to replace it would cost in the region of 5 to 7k. even if it ws 3-4k i still couldnt afford to do it. for insurance purposes its a write off. i wanted to know what my options were

hi, i bought my 2009 mini from car giant 9 months ago using a hp loan from moneybarn. last week because of a faulty thermostat the engine blew and now the car is a right off. ironic really as i chose to get a newish car from a large dealership becasue i was fed up of breaking down! I cannot afford to pay 6k for a new engine and i stil have 10k left in finance. What are my options? what do finance companies do in these cases, id like to find out my options before contacting the finance company. many thanks