Hi guys, I've done a really stupid thing and got myself into trouble with payday loans. I have four payday loans out at the moment and I can't afford to pay my wonga loan back in full this month due to my mum being ill and not working and having her pay cut so I'm helping with the rent (this was unexpected and she never mentioned her pay being cut until she realised she needed my help). I've emailed them regarding a repayment plan and advised I could only really afford £100-£150 this month to be able to pay the rest, help my mum with rent and have enough for transport to work etc. my loan with wonga is currently around £650 so I was hoping I could pay it in 3 repayments but this month being a smaller value. I'm hoping they accept the repayment plan but my issue is do I trust them to stick to it because I've seen that people are changing bank accounts because they don't trust them. My payment date is the 31/03 and I need to fill out the repayment plan form on the Friday 3 days before the promise date. Your help will be appreciated so much. Thank you