It's things like this is what is potentially stopping me from securing a 0% balance transfer deal with Barclaycard, They do 18 months at 0% for 'average' credit history and yet of course I get declined when in fact it would help me in a great deal to pay off existing debt on my Vanquis & Aqua accounts. This is the only thing that is holding me back now.
Default registered for 2015, When in fact it's in 2012.
All other payday loans were paid off between 2012-2013, with the exception of Wonga who wrote the entire balance off.