Hi just a quick question i have a bad credit score and was wondering if my bank (santander) would give me a credit card? my credit report is near enough clear apart from 2 ccjs that are due to expire the 6 year period at the end of this year. They have given me an overdraft a few years ago when i had loads of stuff on my credit report, according to noddle credit my score is 1 out of 5 1 being the worst, but i thought as my bank see a monthly amount going in to my account every 4 weeks and monthly direct debits etc if its worth a try to get one, the reason i want one is for travelling as paying with a debit account isn't always accepted. Thanks

today i had an email back from rundles saying they are no longer dealing with the account and have ceased all action and returned the case back to the client. Thanks guys it just goes to show that they do use bullying tattics and add fees without actually doing their job the correct way.. I have now sent an email to the council saying that i will be making payments of 60 every 4 weeks when i pay my normal council tax Thanks again you've been a great help

i still haven't heard anything back from Rundles via email or letter, I have however got the council to add the account to my online account where i pay my council tax now, It has the option to make payments for it. Should i start paying them 50 pound a month or carry on waiting to hear back from the bailiffs and see where that goes? If so what do i do about the so called money owing to them? Thanks

ok got home from work to find a card left in my letterbox saying: I have called today to seize your goods for sale at public auction. Whilst the law entitles me to remove goods in your absence, I would prefer to do so when you are present Please call me .......... ..... to arrange an appointment for me to return and remove goods or collect the debt in full If i do not hear from you, I will have no alternative but to return without notice and seize goods whether you are present or not. I still haven't had a reply from my email so do i just hold on until i get a reply? Thanks again

as far as im aware its only 1 year the 2 you see there is the original of £1,279.81 then the second is the same debt minus the 15.50 which rundles bought it for

right ok i got a reply back from the council and this is what it said, im still waiting on a reply back from rundles 1 - how many Liability Orders they I have against me. - 1 Liability Order. 2 - the dates they were obtained - 16/12/2008 3 - the addresses they were for - ################ 4 - the period of time each covers - 15/06/2004 to 03/10/2005 5 - how much each one was for - £1,279.81 6 - how much is still outstanding - £1,264.31 7 - the dates they were passed on for enforcement - 25/03/2009 sent to Pheonix Bailiffs 24/01/2012 sent to Bristow and Sutor Bailiffs 12/09/2012 sent to Rossendales Bailiffs 18/10/2013 sent to Rundles Bailiffs 8 - the dates & amounts of any payments - £15.50 paid from Rundles Bailiffs to us on 08/11/2013

Thanks for your help, I have sent them the email that was messaged to me i will let you know when they respond Thanks again you've been a great help so far

ok thanks mate oh by the way im a he lol

i got a reply from rundles already this is the breakdown payment 1.00? Levy fee? iv never even seen the guy as all the times he has come iv not been in there is no way he has levy'd my stuff as the flat is on third floor and we have security door as well as my front door thats alway double locked when im not there. Debt Oct 21, 2013 - £1,279.81 Visit fee 1 Oct 25, 2013 - £24.50 Payment by D/C Oct 28, 2013 - £1.00 Visit fee 2 Nov 4, 2013 - £18.00 Levy fee - Feb 28, 2014 - £60.00 Attendance / Van -Feb 28, 2014 - £150.00 Total £1,502.31

Thanks guys iv sent emails to both parties with all the info you suggested,I now wait for their response to see what they say, I will come back with the reply to see what i can do next

ok so iv sent an email to council asking for all that info, do i send the email/letter to rundles now or shall i wait to hear back? Sorrry im a bit of a newbie when it comes to this stuff

so what do i need to do now send the above letter to the bailiffs? and a phone call to council and ask these questions?

Oh also i forgot to add after the first letter i got from them i sent an email to the council for the dates of the debt which were actually correct up to the date we moved out 15-jun-2004 to 31-mar-2005 712.68 01-apr-2005 to 13-oct-2005 495.43 Total 1,208.11 So there is charges of 294 pounds liability order date 16 dec 2008 Sorry i have no pound sign on my keyboard

Hi 2 days ago i got my second letter addressed to myself and my ex girlfriend from Rundles for unpaid council tax for a address i lived in back in 2005, it was Attendance notice the clearance of goods, the amount owed is for 1,502.31. I believe the reason its taken this long to get to me is because i split with the girlfriend in 2007 and then moved in with friends for a few years then finally got my own place and had to obviously put the council tax for my flat in my name which must of flagged my name up. I didnt know this debt exsisted until i got the first letter. The problem i have is i dont know where my ex lives now days and i assume only my name has come up. The bailiff has never gained entry and i live on the third floor in a flat so they cant come through any windows etc. I dont drive so there is no car for them to take. I spoke to Rundles on the phone a few months ago and made a payment of 30 pound then they said ok so your next payment will be for 247 and i said i couldnt afford that much and the lady said well you would have to speak to the actual bailiff and arrange a payment plan, I didnt hear nothing until friday when i received this new letter. Where do i stand with this? Is it possible to get this debt back to the council as i don't fancy dealing with Rundles or am i just gonna have to bite the bullet and deal with them? Im gonna try and speak to the citizens advice but thought id join here and see what your experts recommend Thanks