Hi Beatrice Bee Yes I wish to pay the debt as stated by council letter, however I dont wish to pay any other charges they may add from a third party ie dca which I havnt consented to contract with. ankh

Hi guys can anyone point me in the right direction for a suitable template letter for agreeing f&f settlement?

Hi Folks New on this forum so forgive me if I am asking something that is a well trodden post. Lets set the story so far: About a year ago I had a patchy employment history, first year of self employment an all. So I was signing on and off JSA and Housing Benefit like a yo yo. Anyway I had been defering payment, a dca was after me for the money, I disputed the money with the debt collector and now its been passed back to the council. I have written to the council requesting a breakdown of the housing benefit which they have oblidged. Having looked at the amounts and weighed my options I have decided to pay. Can anyone show me a suitable template letter to ensure they cancel any negative remarks on credit reference agencies and come to a final settlement? Eg not adding on dca or other legal costs. Ankh