GREAT NEWS..... FOS said they would take it on and according to all the questions, they say it shows as upheld. Got me case number. God I feel better now lol. Thanks for the advice

60+ views... Don't anyone know? Please!

I have been fighting Cap One for almost a year with no luck. They take month's to give a reply and it has dragged on and on. I have all the required doc's SAR Etc. I now want to take it to FOS but they issued their 'Final Response' on 21/3/13 although many communications have passed since then. I have read somewhere that there is a 6 month time limit from the final response.... I did not know what this actually meant... thought it meant they would not discuss it any more lol. (sorry) Am I too late to go to FOS now???