I have just had my car insurance renewal through and as usual I thought I would shop around for a cheaper deal (as you do !) - Thought Aviva would be cheaper as there are no middle men and you are dealing direct - my quote came back 3 times higher than my renewal with my current provider, at in excess of £900.00 ! - how can they justify such a massive difference ? (no difference in level of cover) Has anyone else had the same experience ? or am I a one off ?