I'm not doing any payments to Wonga directly as this was all going through The Money Group (TMG) with my DMP. I wont give them my work address

Also, I was going to do what you did and talk to my mum, but she gets very judgemental on debts and it will literally destroy our relationship. My partner is very approachable but I'm just scared of being judged there too!

So is the best step to respond to MH in letter saying all interaction to be done via letter? I was considering providing them with my work address as this will defer from my mothers address and the fact that I don't actually have a set address right now..

Thank you, I really appreciate your help and advice. It's just made tougher that I've kept this to myself; my mother and partner have no idea about any of this. So doorstep visits are the last bloody thing I would need. Letters are enough!

Wonga: originally £700 (unsure what it is now) QQ: originally £800 Santander Credit Card: £3000

Ok.. I hope it doesnt go to court :/

Ok, well I'm going to change my DMP to StepChange tomorrow anyway so I'll find out exactly what is on there then. Do the debt collection agencies (i.e MH) have to accept a DMP? I could really do with getting rid of this hassle.

Oh really? I just assumed it was QQ as QuickBridge is now appearing on my credit report and apparently that is Wonga?

Ok so what is the liklihood of them showing up? And what do I do with regards to contacting MH? I have emailed QQ to see if they can bring the debt back to themselves and hopefully this situation could be resolved but somehow I think I'm being very optimistic.

Seems there's a lot of bad press to do with MH on here.. I dont know much about them, but I receieved a letter yesterday. Theyve been calling me for a few weeks and leaving odd voicemails with an automated message asking me to call back. Which I haven't. I'm currently on a DMP with 'The Money Group' as my debts with Wonga and QuickQuid got out of hand. Wonga seem to have gone quiet on me, so I assume they have accepted the agreement with my DMP but QQ contacted me about a month ago saying I had 7 days to arrange payments. I spoke to a rep and offered a token £10 payment (all I could afford) and he said this would hold my account until the DMP payment was received. I'm unsure whether the issue is with the DMP company, me, the loan companies.. who? But the address the letter came to is my Mothers and I'm absolutely petrified they will show up on the doorstep. My Mum doesnt know about my debt and it will destroy our relationship. Help please. What to do?