byedebt
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Payday mess - Minicredit and Unclebuck
byedebt replied to byedebt's topic in PayDay loans and Short Term loans - General
Thank you for your advice, I will try the postal order method. Should I send the repayment amount I am offering to their registered address? also should I keep emailing them everyday or post a complaint to them? -
Payday mess - Minicredit and Unclebuck
byedebt replied to byedebt's topic in PayDay loans and Short Term loans - General
Just an update on my current payday issues. Unclebuck have emailed me a number of times and I have replied so it looks like we will come to an agreement soon regarding my repayment offer. They supplied me with their bank details and I have made my first repayment. Minicredit however have totally ignored all my emails which I have sent everyday to them - (coll ections @ mini credit.com). As expected they keep adding charges on daily which has me very concerned as I can see the loan increasing to a substantial sum all I want is to pay them back. Can someone advise me please should I keep emailing them daily or has the time come to write a letter of complaint to them?on their site they offer payment via ukash. I am thinking about making a repayment via this method to show I am proactive in trying to resolve my debt issues in case it goes to court. -
Hi, I am trying to come to an agreement with a Payday loan company they have asked me to provide a list of creditors of whom I owe money to. Should I provide this to them?I want to get this agreement setup for piece of mind and wellbeing. Thanks
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Payday mess - Minicredit and Unclebuck
byedebt replied to byedebt's topic in PayDay loans and Short Term loans - General
Thanks for your assistance, I will keep you updated. Nervous about the next few days as the loans are due.Hope it all works out. -
Mini credit troubles threating legal action!
byedebt replied to dunomike's topic in Minicredit /Minicashloans
Thanks for the advice. Is the debt now written off? how did you clear it? I was checking for bank details for them but I cannot locate any. I checked my credit file and they have marked the loan. I just want to pay off this debt and get on with my life. -
Payday Lenders and FOS
byedebt replied to Echinus's topic in PayDay loans and Short Term loans - General
Can you state who the lenders are please? I suspect I know both of them. -
Payday mess - Minicredit and Unclebuck
byedebt replied to byedebt's topic in PayDay loans and Short Term loans - General
If they add on excessive amounts which I expect them to do is the right procedure complaining to them initially by recorded post or going straight to the fos with my complaint? -
Hi, Due to the demands of Christmas I stupidly took out two payday loans one with Minicredit and the other for Unclebuck. Both are due next week but there is no way I can afford to pay them back in full. I owe m.c. approx £300 and u.b. approx £200, I will offer them a reasonable repayment amount tomorrow via email. I have cancelled my debit card and instructed my bank to cancel the CPA on both. However I am terrified of the extortionate amount both of these lenders seem to add to loans if they default (reading other posts). I have learnt my lesson and just want to repay both but I expect these loans to escalate to huge amounts over time. Can anybody advise please on how to deal with these companies?? Thank you
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Mini credit troubles threating legal action!
byedebt replied to dunomike's topic in Minicredit /Minicashloans
Hi dunomike can you tell me how you got on with Minicredit? were you able to come to an agreement with them, I have a loan due with them next week for approx. £300 but I cannot afford it. I am worried sick at the moment as reading this and other posts is looks likely it will increase to thousands
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