Thanks for the advice. I have now received a letter and it turns out that it is to do with a Sheilas Wheels insurance policy. I called them to say that I wasn't renewing my policy last december and the DLC are claiming that I owe them the money for it. I have rang up Sheila's wheels and they confirm that I don't owe them anything and they have said they will tell the DLC that I don't. I hope that is all I hear from them, I am really annoyed that Sheila's Wheels refers non-payment cases so quickly to a debt collection agency - especially when they themselves are saying that I don't owe them any money! It made me anxious and if I was a more vulnerable person I would have been even more anxious about it! I shall be complaining to Sheila's wheels and will never go with them again!

Thanks for the reply.The year that I coulsn't get the grant to pay the fees was 2012.

Hi, any advice would be very much appreciated. I have received an email off a company called Hillesden Security. It asks me to urgently ring a number quoti ng a reference number. It doesn't say what it is about but I have looked it up and see that it is a debt collection agency. I am scared - should I ring them or not? I have obviously not phoned them back. It maybe related to £600 that I owe a college that I did a course with. I was a month late applying for a grant from student finance that would have paid my fees. I was depressed and had high anxiety levels at the the time and the thought of completing a long and difficult form seemed an impossibility to me.When I did complete it i was a month too late and student finance turned the appication down.I was already a good amount through the year of the course. I had had the fees paid the two years before as we live on a low wage. It took 8 months for the GP to get me onto a dose of antidepressants that worked for me. I finished my course 9 months after everyone else and it took ages for my life to return to normal. I haven't got the £600 to give them.