I am new here and this might be a strange query I have logbook loan and want the company to take the car they are offering me every alternative but to take it. I have just lost my job and have no means of finding the £200 per month as I have to prioritize my income for rent etc. I can not afford the car and informed them of this last month, they said they would reduce the payment. I told them it was a waste of time reducing the payment as I still could not afford that. I missed that payment and spoke to them this month and told them I would also be missing this months payment. Again told them they are free to come and take the car. Instead they offered for me to pay last months payment (plus late fees) and another payment later this month. It looks like they are just trying to add on as much interest and charges before they do take the car. Can they do this? If I am telling them please take it. The amount outstanding on the loan is £1500. The car is worth about 3,800. I so far have paid over 3k (incl late fees etc) on a 1200 loan. Thanks in advance for advice.