Good and pertinent questions Tony P, thanks for responding. I did not do any of the paperwork. I did not realise the "seriousness" of the matter.

Kiki1 - Thanks for responding - No I didn't buy it back, it was beyond repair and there was an clause in the insurance which gave salvage rights to the insurance company so I thought nothing more of it.

Thanks unclebulgaria67 - I think that is sagely advice, will do.

Hi, Apologies if this is covered in other threads. I had a bike accident on 7th June 2013 - my 50cc Vespa was written off - minor injuries - other party admitted liability. My insurance stopped on 24th June 2013 - I obviously didn't renew. Bike was salvaged by insurance company. Two weeks ago I got a Failure To Insure notification - naturally I appealed. Now am shocked to find my appeal was rejected and have a £100 fine. What can I do? Thanks in advance for any help & Happy New Year to all! B