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maximusmoon

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  1. Thanks for your reply, I am starting to relax a little about it now. I also found out that nobody can do a credit check on me without my permission anyway and as I didn't have a credit agreement with them I never gave them permission to do one.
  2. Unfortunately I am still really stressing and worrying about this. My latest worry is that any solicitor he instructs will run a credit check on me and that will show my last address as my parents address because I used that for credit cards and banks when I first left the UK. Now I'm worried they will try and serve a claim at my parents address or hassle them in some way. He replied to my email stating that I was basically under contract indefinitely until he or his company decided to give me a release form which would only be done when they were satisfied I had paid everything they think I owe. I think these could be deemed unfair terms and the contract is not enforceable? I have a feeling his contract is not worth the paper it's written on. I have written another email to the owner of the storage facility explaining my thoughts on his unfair terms of contract and forcing unfair charges on me and explaining again I live abroad and he has been aware of that for some time so he shouldn't have been trying to send bills/statements to an old rented address I lived at 3 years ago and explaining he had my email address and phone number but made no effort to contact me despite my efforts to contact him 2 years ago. I also stated in that email that he or his solicitor can't serve a claim against me because I am not resident in the UK and he is obliged to share that information with his solicitor. I also requested that he tell his solicitor my position in regards to unfair terms of contract and unfair charges etc. I also asked if he did instruct a solicitor then could he email me their details so I could contact them if necessary. What else should I do? Should I be worried a credit check will show up my parents address and they will try and serve a claim there? I can't sleep worrying about this.
  3. I should also add he only knows I am in Hungary, he has no idea where or any current address for me.
  4. Thanks for your reply. Yes the translation and the mountains of paperwork to do almost anything here in Hungary did cross my mind which will cost them £40 plus the Hungarian solicitors fee, PLUS the translation (x2) EVERY single time another piece of paperwork has to be filed. It could cost them a thousand pounds a month for a year to get anywhere. Or they could sell the debt to debt collection agency here that might hound me? My main concern was that they would use an unscrupulous lawyer to get a CCJ at an old address that I have to deal with, or turn up there and get my parents address off my old landlord and go and hassle them. I am probably worrying about nothing but this has really got to me and I am so worried and stressed.
  5. 4 years ago I paid for storage for a car I was working on. It was £100 a month for secure storage and I could work on the car there. To cut a very long story as short as possible: the arrangement from the beginning was strange and I had a feeling it was heading in a bad direction but I didn't have a lot of options. I did sign some basic paperwork about what I would pay to keep it there and insure it myself etc. but I think I left that in the car and I don't have it now. After 10 months I moved abroad to Hungary but wanted to keep the car there while trying to sell it and my friend had a key to access and help me to sell it. Around this time the owner of the storage facility emailed me to say the car had been moved to a different part of the facility, I replied to acknowledge that. It became apparent that it was impossible to sell the car in it's current state for the money I wanted but I could have sold it for less. I was considering my options and I tried to contact the owner of the storage facility to see what I could do, maybe offer the car as payment for what I owed so far (at that point I owed about £900 but he wanted the next years money upfront too. I couldn't get hold of him, left phone messages and sent emails (to same address he had emailed me on). This was around this time in 2011 (2 years ago) and I made several more attempts up until April 2012 to make contact but had no response. By this time I just assumed the car was worth a couple of thousand, that's probably less than the owner was after so I just wrote off the car in my head, thinking he would sell the car to get his money. I still have my UK mobile phone for various reasons and today I received a phone call from the owner of the storage facility saying I owe him six grand! And he is taking it to a solicitor if I don't pay and I believe him. He said the car has now been left to the elements for 2 years and is worth maybe £800. He wanted me to email him saying he could take ownership of the car and give a forwarding address because I am guessing there is a chance some mail got returned to him that he sent to my old UK address (a rented house I lived in for a year or 2 until 2010). I emailed him but I didn't give any address, I just stated that I had tried to contact him and he had made no effort to contact me until now, despite the fact he clearly had my phone number (because he called me on it today) and he had my email address that he emailed me to say he was moving the car in September 2011. I did a little research and found out they can't get a CCJ if I am not resident in the UK and if they get one using my old address I can get it overturned. However I am in the EU and the rest is rather vague on what his solicitor can do. What should I do? Can they chase me for this money? I am more than broke, I am living with friends and recently couldn't afford to come back to the UK for a funeral which was devastating. I can't afford my own solicitor to fight this. I don't know what to do. Part of me just thinks they don't know where I am so they won't get far and would they want to try that hard for £6k they won't get? But part of me is worried this will catch up with me and with interest and charges I will owe £10k+. Or if they try to send me bankrupt? Help.
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