Hi there,
I need help! I really hope someone gets to read this. So here is my problem...
In July 2013, I received a letter from Natwest (at this point I was living in the US) advising me to pay money into my account for the unpaid overdraft I had not repaid yet. It said that 'If I dont get in touch, we may need to issue you with an Overdraft Termination Notice'. Afterwards i received no more letter from Natwest (probably because I moved to another country (Germany).
So today (November 19,2013) I failed to log onto my Natwest Graduate Bank account, I was advised to contact customer service. I had already assumed that to be due to my unpaid overdraft. When I called Natwest I have been told that I will no longer be able to access my account due to an unsatisfied debt with the bank. My case was forwarded to AIC. I now have an overdraft default on my name. I have been advised to contact AIC to repay the debt. I have not yet contacted AIC.
I am trying to find a way of removing the overdraft default. Can somebody please advise me on the next steps I should take?
Deb T, I have red the advise you have given hungrybear and I would really appreciate your personal opinion, too.
Thanks in advance,
optimist22