I got stung by a company called 321Travel. £1500 gone and Lloydstsb sided with them. 20 years as a Lloyds customer and it feels like I have been robbed twice, firstly by the ******, lying crooks at 321Travel and secondly by the equaly scummy debit card disputes department at Lloyds. My advice to everyone is to avoid using both of them. Don't use your debit card to purchase anything, always use your credit card if you must as that has greater protection and god help you if you have to deal with Lloyds over the phone, you should insist on face to face or nothing.