Thanks for all the replies so far. Anyone know what kind of fines they give out for this offence ?

is it worth asking for the photo as we dont know who was driving at the time ? thanks

no it was not. a genuine mistake.

Hi all, i received a letter from dvla this week saying they have photographic evidence of may car in july 2016 as not having tax. on the back of the letter it has a four part statement to fill in. What should i do ? many thanks

what does fca stand for ? thanks

agency made the over payment on the 19.8.16.

no only worked in the uk. thanks

bit of a long story. started work for a agency in the construction field. agency overpaid me, i tried to repay it back but they sent it to this agency. thanks

Hi all need some advice regarding this debt letter please. thanks 483 Green Lanes London N13 4BS United Kingdom Sterling Debt Recovery is a trading name of Sterling Outsourcing Sp zoo, Registered Office : ul. Batorego 1/4, Krakow, 31-135, Poland. Mr M OUTSTANDING BALANCE NOW : £4,198.85 Dear Mr M This letter gives you notice that Sterling Debt Recovery has been instructed by our client to take appropriate action to collect the outstanding balance on your account. You should read both sides of this letter carefully, follow the instructions and respond as soon as possible. If you have any queries or if any of this information is incorrect then please contact us on the number below. If you have any reason to dispute this debt or you believe that you are not liable for payment then please contact us. Our intention is to resolve this matter with you without the need for legal action. You should now either: If you are unable to pay the full value of the debt then you should contact us to agree a payment plan. If we are not able to resolve this matter with you then we may commence legal proceedings and report the debt to credit rating agencies which will affect your credit rating. Yours faithfully Anthony Kelly Sterling Debt Recovery Tel : +44 208 8199223 Email : collections@sterlingdebtrecovery.com Direct Dial: +44 208 8199223 Email: collections@sterlingdebtrecovery.com Email : collections@sterlingdebtrecovery.com Direct Dial: +44 208 8199223 Email: collections@sterlingdebtrecovery.com Fax: +44 203 7738872 Date: 02 September 2016 PAY THE FULL DEBT INCLUDING INTEREST AND LATE PAYMENT CHARGES. PLEASE READ OVERLEAF FOR DETAILS OF HOW TO MAKE PAYMENT. CONTACT US ON : 0208 8199223 OR EMAIL US AT : collections@sterlingdebtrecovery.com OR 483 Green Lanes London N13 4BS United Kingdom Sterling Debt Recovery is a trading name of Sterling Outsourcing Sp zoo, Registered Office : ul. Batorego 1/4, Krakow, 31-135, Poland. Payments should be made immediately by bank transfer to: Account number: 54235768 Sort Code: 30-92-79 You should include your reference in the transaction detail : 100001056 For payments from outside the UK you will need the following details : IBAN: GB87LOYD30927954235768 BIC/SWIFT: LOYDGB21264 At this late stage sending a cheque is not a viable option for payment. If you are unable to organise a bank transfer then please call us on 0208 8199223 to discuss. If you are unable to repay the full debt amount now then you should contact us to agree a payment plan. If you do not do so then the cost of this debt is likely to increase significantly. Total invoice value overdue (please contact us if you require a statement): £0.00 Plus interest under the late payment act: £0.00 Plus reasonable debt collection costs and late fees under the Late Payment Act*: £445.35 Total payable as at 02 September 2016 £4,198.85 * Interest and fees have been added under the Late Payment of Commercial Debts Act 1998. Interest will continue to accrue and these fees must be paid to avoid further action. On behalf of our client we have added reasonable debt recovery costs at 10% of the total outstanding invoice value, plus late fees of £40, £70 or £100 per invoice depending on their value as allowed by the late payment act. You can see details of the Late Payment Act at http://www.gov.uk/late-commercial-payments-interest-debtrecovery

yes sent it to mcol on 2/12/13

Hi all a quick up date, got letter back from bc, account on hold whilst we take instructions and you will hear from either our client or us in due course .

Hi Andy I am going to send mcol post 25 as it is, is that ok? many thanks

Hi Andy shall I send it to carters and mcol online defence ? thanks

Hi Andy can you read post #25 should I remove point 1 or leave in ? many thanks

not received anything yet.