Yes the bill of sale was registered he's offered me to pay him 800 pound to settle this . Don't really want to pay this as he's had so much out of me in two years more than I borrowed plus the car back . What shall I do ?

hi yes it has a bill of sale thats what i had when i purchased car and its all in my name only

They have sent the proof via email today and it is her signature on it but I think they have had her to sign that without her knowledge as she signed for her car when I defaulted first in the terms they should have issue her also with a letter regarding the default they never done this on my credit agreement with them it's all signed by me and no one else no mention of my mother

purchased a vehicle from corner park 6th june 2011 using their own finance company. the car was priced at £8195 i put a deposit down of 1250 , the amount of credit required was 6945 charge for credit was 6190 paying back in total 14385. i have paid in total of payments of 6061.40 if i include my deposit thats 7311.40. The settlement is 5993.70 and the agreement balance is 7073.60. i returned the vehicle due to threatening letters as i was in arrears the sum of £600 pound so took the car along with logbook new mot service history and returned it to the garage they credited my account with £5500 even though they sold the car for £6500 so in my eyes i owed them £493.70 to clear . They want £1568.60 to clear i do not understand how i owe this . in the 24 months i have had car they have had close to £14000 pound for it and still want more . i received a letter today addressed to me with my mothers name under mine in pen she had the same letter but to her address saying that she went guarantor for me this we are both adamant that is not true neither of us have any paperwork saying this at all the bill of sale is in my name not my mothers . i contacted them today they said she did sign and they emailed me a copy of the guarantor slip she signed but we're both so sure she did not sign this ,it is her signature but she also had a car from them the same time did they get her signature that way ? in the terms and conditions of the guarantor agreement they sent it clearly states any payments i default on both parties are to be notified this has never happened in the two years i have owned the car . all letters have always been just addressed to myself and never my mother we do not even live at the same address, why was her name in pen under mine and not done on the computer like the rest of the letter . why haven't either of us ever had a copy of this guarantor until now. my mother has bad credit the same as me how would they give her a car on their own finance and have her to guarantor mine as i put a deposit down she borrowed the full amount . i earn three times what she earns it all seems very under handed where do i go from here please help

I contacted the garage today to find the car still available for sale at 5999 a phoned and questioned this he told me corner park purchased the vehicle from finance u at 5500

Still don't have documents corner park have said they have sent them but still have not received . In the meantime he sent another letter demanding car back so I returned the vehicle to him myself with logbook etc . He put the vehicle on his forecourt for 5999 and it sold instantly he said he sold it for 5500 I think the 5999 was priced to low to start with. However he now wants a further 1500 pound off me to settle even though the settlement figure was just under 6000 and he has 5500 for the car as he wants the total balance

im not to concerned if they take the car I just don't want them to take it and them to say i still owe them thousands as the car is easily worth the money i owe to settle thats without the extra money he could make selling it on to someone else using his finance company

All I have is the figures I listed in my original thread sorry never received any paper work they said would forward but never received I did not chase either thanks

the garage keep all spare keys for the cars the letter reads for the attention of my name and/or any person having possession of the vehicle described below. mr n brunsdon has been appointed and hereby confirmed as our field agent authorised to take all reasonable steps to take possession of our vehicle the vehicle is subject to an undischarged bill of sale agreement

i purchased a vehicle from corner park 6th june 2011 using there own finance company. the car was priced at 8195 i put a deposit down of 1250 , the amount of credit required was 6945 charge for credit was 6190 paying back in total 14385. i have made every payment on time up until about 8 weeks ago when i lost my job , i contacted finance u who were not interested at all . i am currently in arrears of 615.60 i have had a warrant of repossession this week i have contacted them they are collecting the car next week . i have paid in total of payments of 6061.40 if i include my deposit thats 7311.40. The settlement is 5993.70 and the agreement balance is 7073.60. the car is on a bill of sale . the car is currently worth part ex between 5000 - 5700 but garages sell the car around the 7000 mark its in excellent condition new tyres all round new mot . i can't get any thing out of the garage other than they will sell the car and ill owe any outstanding money. will they sell the car for what it is worth or put it at auction and sell it for a low price . do i pay the difference from the agreement balance or the settlement figure . ive looked into just selling the car and paying it off but can not sell as its on finance please help