Thanks for your reply. Yeah, I have tried doing some research- bit of a jungle but won't give up . Found this article on The local "Sweden stop chasing student loan fugitives " "Debt collection in these two countries is considered too expensive, Metro reports. "It is costly and complicated to take legal action in the United States and England," CSN spokesman Ulf Ståhl told the newspaper. " but of course this article is very old and things progressed since. Will do some more research, maybe seek some legal advice. If any one got experience of similar situation please let us know what happened.

HI Missan Just came a across your thread . Im facing a similar situation with CSN. Just wondering if you changed address or moved away from the UK seeing CSN never contacted you after the CCA request letter as I keep getting letters every year. Thanks p.s glad they haven't contacted you again! d.s

Hi Firstly, apologies if posting under incorrect room ...first time posting. I'm a UK resident (owning property in the UK ) but Swedish citizen. I have quite big student loan debts in Sweden which I am unable to pay. Swedish student loan company has now threatened to sell the debt to UK debt collectors (I have not yet received letters as I have disputed the debt and its being looked at in Swedish court (unlikely they will accept the dispute though). Can a Swedish debt be enforced in the UK and can they eventually take the property away from me/us (joint beneficiaries) ? I have paid some of the debts off when I could afford a couple of years ago but its stacking up now and its just impossible for us to pay at this moment in time. Is it worth waiting for the case to be reviewed in a UK court and repay in installments what I can afford instead of being "robbed" or/and having to pay a very large one off sum... I read on previous thread that someone sent them a CCA request letter and got case withdrawn and after that did not hear anything...not sure why Csn did not chase the debt the year after as they are aksing for money every year until you paid it off in full! Is it worth ignoring the letters from CSN and see if they end up with debt collectors (likely I know)? I'm not on electoral roll and phone is ex directory but of course it does not really matter as they have got my UK address. As I understand it so fa to use European Enforcement Orders they would have to take me to court in Sweden? The swedish student loan was partly for studying in the uk ( and some for studying in Sweden). Got no uk student loan. Cheers