avapops
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No payments have been made since 2009 as that is when I put the account in dispute with Lloyds tsb
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Ok thanks but would I be admitting to the debt if I tell them that this was pre 2007 debt
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Hi newbie here I have been looking through the forum for some help re: a reconstituted cca Lloyds have sold my credit card acc to Capquest after many years of seeing off various dca's. After sending off a cca and prove it letter to Capquest they have supplied 1) Reconstituted copy of the credit agreement 2) Terms and conditions As i know this account was opened pre 2007 (opened about 1998 if not before) am i right in thinking this agreement i have been sent would still be unenforceable. Can i still dispute this account? with the usual dispute letter ao should i point out that i know the agreement was pre 2007 and that they should supply the original copy fully executed and signed Any adivce would be gratefully appreciated .
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