Paint1
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Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
hi again sorry for the delay in scaning up the images, this will be done this week. Took a little longer than first thought to sort the scanner out! -
Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
Hi all, Sorry for the delay but my scanner packed up, hopefully be sorted tomorrow so ill scan everything up then. Thanks for all the advice so far, its been very useful ! -
Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
Ok ill upload the images over the weekend as im busy with work at the moment. So i can try and make a start what sort of things/names should I be looking for with regards to the charges? Thanks again -
Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
Hi guys, Had the SAR back from welcome at last! Would like some help on how to claim/what I can claim etc. All help much appriciated. Thanks -
Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
Thanks for the quick response! Was just wondering how do I start to claim back the charges and PPI on this? Any and all advice/help very greatfuly recieved. Thanks in advance:???: -
Claiming back unfair charges and PPI from a welcome loan with a CCJ on it
Paint1 replied to Paint1's topic in Welcome Finance
Sorry typo in above post, should read £13000 not £139000!! Thats good to hear! 5 years worth of interst and charges by good old welcome! I had intended to defend the claim but the court date was the day before my wedding(!) was set to go when recieved a phone call that my wifes gran had had a fall. Not good news when all this was going on so I never got to defend the claim. I still have the paper work that IND sent me before the court date with account breakdowns and agreements etc in. Is this a good starting point or would a SAR be of more use? -
hi guys, First Id just like to say what a great forum this is! Hopefully somebody here can help. Had a loan with welcome finance for just under £5000 in 2008. now have a CCJ (although this doesnt show on any of my credit files) for £13k against it with a charging order on my wages for £100 a month. I just wondered if I can still claim back unfair charges and PPI even though it is now a CCJ? Many thanks and keep up the great forum Paint1
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Hi all I recieved a letter from hegarty llp about a month or so ago saying I owe welcome nearly £13000!!! I stopped paying the loan in 2008 due to losing house partner job etc. up until the letter there had been no contact at all. I used templates off your site for a proof to chase debt letter to hegarty and a sar to welcome. Both were sent with the correct monies as mentioned but I had no reply from welcome re the sar and nothing from hegarty until the ccj summons hit the mat. Upon checking my cra there is no entry of a default date of the loan. I have acknowledged summons but now need help with defence. Any help and advice would be greatly appreciated Thanks
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