Paulxo37
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Hi Just to let you know that I have had a notice of discontinuance on this case. Thanks for all your help on this. I will make a donation in thanks. I have also been contacted by Ascent Legal and they asked for a payment plan. The lady was very nice on the phone. I told them I didn't think paying was worth it and asked what would happen if not. They said nothing. I was also contacted by Hoist finance for a debt from 2010 (credit card) and I said that was 13 years ago (at this stage they were giving me a 90% discount) and that it was too long ago. They actually asked me 'Does this mean you believe it is stat barred?' and I replied 'yes'. They said, ok, we agree, we'll shut this down. Thanks again for all your help.
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I have now had a letter from the solicitor which contains copies of the following: - Signed loan agreement - default notice (This has no logo and is unsigned. It looks like it could have been typed up ay any time. This is not a copy, definitely a print out) - house completion details outlining shortfall on repossession - Statement of account - letters of assignment to Azzurro It is not looking very favourable. They continue to offer some kind of discount. CRP sols docs return.pdf
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UPDATE. The case has been transferred to my local county court and I am awaiting a date. I have been contacted by the solicitors with an offer of settlement of 40% reduction but with their costs added on. So that's effectively a 20% reduction. I suspect this is to demonstrate to the court that they are attempting a settlement in good faith, but of course I have still not received any evidence from them that they are entitled to this claim. I am very fatigued with this and don't know what to do.
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Hi, thanks for asking. Yes DQ has been sent to me (although I've not received). The solicitors have written to me with a copy of what they have received which says 1. this is now a defended claim. 2. case suitable for fast track. 3. you must be 3 oct 22 a. complete DQ (N181) and file at court office b. attempt to agree directions with other parties c. file proposed directions Directions they've sent are: 1. transfer to my local court 2. matter be fast tracked 3. claim stayed to consider settlement 4. parties at liberty to agree extensions 5. disclosure of documents rules 6 evidence rules 7. no experts 8. trial window and timings 9 claimant file documents timetable 10. if settled inform court immediately Any advice greatly appreciated at this stage. More sleepless nights beckon.