will do that also, thank you very much for this invaluable information.

Thank you very much, will send them the template and see what it gets, i highly doubt they will respond which is what most people are saying on hear, they just continue to send emails and texts, but we'll see what happens.

Hi all, I've recently been contacted by MMF regarding an outstanding payday loan. Ive been reading around these forums that its best to just ignore this company but id rather not, now there threatening a doorstep visit. Id would really love for this not to happen as my fiance would find out and it would mortify her, (the whole i got the loan in the first place was to buy the ring!( irony is a b.i.t.c.h) I know lots of people on hear have had dealing with this company and i would like some advice on what my firsts steps should be. here's the email i got originally got: NOTICE OF LEGAL ASSIGNMENT OF DEBT Our Ref: ...... Debt Value:£ We hereby give you formal notice of legal assignment for the above debt. Your debt has been assigned to MotorMile Finance UK Limited (MMF) from WageDayAdvance payday loan. MMF is now the legal owner of the account. All default interest and collection charges have been frozen from your account for 7 days. If the account remains unpaid after this time, we will add default interest to the balance which will significantly increase the debt. Call NOW to benefit from this offer. Please contact us as a matter of urgency to resolve this matter, where one of our operatives will be happy to assist in finding you a solution: Tel 0800 996 1103 Please quote your reference This matter is not going to go away and we need to discuss how to resolve the matter before your account is passed to our Home Visit Department. We look forward to hearing from you. Yours faithfully, Doorstep Collections Dept MotorMile Finance UK Ltd. Had calls an emails since then threatening a doorstep visit, Any Ideas? Many thanks