OK will do.. Shall I keep quiet and if they come back use the repayment plan or say for X amount a days and email them again?

Hey.. The request for those details was Toothfairy, I got the emails confused. Thats dealt with and this is the wrong forum so lets forget that. I noticed that QQ still hasnt responded to me in over 7 days, I decided to log into my account and it appears that according to their system, or website at least, the debt is paid in full.. even though the bank reversed the transaction. My head is saying ignore that because you owe what you owe, however wanted to check with you guys.

So I can something like, [Outgoings = £1391 : Remaining = £359] and I would not be required to provide anything else? Or something like; Contracted Items ie Phone TV etc £xx Rent £xx C Tax £xx Food £xx Other essentials £xx Remaining to pay debt £xx

Hey, sorry for later reply; The CPA was cancelled with my bank, the money was taken on the 25th due to some error at the bank but was returned on the 30th. I have been asked for the following; 1) A fully documented income & expenditure form; 2) Evidence of income which could take the form of a salary slip; 3) Evidence of fixed expenditure including house hold bills, council tax, etc; 4) P45, letter of termination/redundancy or long term sickness certificate; and/or 5) A letter from your employer on headed paper detailing any changes to your working hours. How much of this do I need to supply and how much detail?

Hey, I didnt get an email for the last view responses, I emailed this guy today. Quick Quid were able to take the amount from my account then sent me a reply saying its paid in full, I replied saying that I quite clearly removed any authority for them to do so and I have filled for fraud on my account and the money will return on Tuesday (30/07/13). They are now not responding any my emails, Ive sent one every day. This was after around 5 emails saying they do not speaking via email and I should call them.

Hey, Bump...

Hey all, Ive sent the email off to QQ and got a response earlier the next morning, quite quick to be honest, but they said to call or use the live chat. I responded stating that all communication must in the form of an email, they then responded with the below; What's the best to respond? Shall I just re-iterate what I previously stated;

Thanks renenageimp. I was feeling a little worried about all this, but Im feeling optimistic now. Im gonna send the initial email off tonight and we'll see what happens from.

Best thing Ive read today and made me laugh a litle .. Cool, so £687.90 should be the full and final balance to pay off. What "should I add in the email that the Continuous Payment Authority has been removed until the repayment plan has been agreed to by Quick Quid?"

Hey, Ive read throught the T&Cs and all I can find is the below quotes, from what I have read on this forum, I am under the impression that they are not allowed to charge late fees and can only add one default fee. So now I am slightly confused, what are they allowed to add onto this account and can you provides quotes and reference? Sorry to be a pain guys. Also, should I add in the email that the Continuous Payment Authority has been removed until the repayment plan has been agreed to by Quick Quid?

Ive now phoned Halifax and cancelled the CPA with QQ, I will setting up a basic current account with Barclays on Monday in which my wages will be paid into with a SO into my existing account for QQ payments. All communications with them will be via email, I trust support@quickquid.co.uk is the correct address? The thing I am struggling with is the initial email, how much info do I need to give? How is the below; ================================================================================================================ Dear QuickQuid. I am writing to inform you that I will not be able to make full payment of Loan: #000000 on the 25/07/2013. I would like to arrange a monthly repayment plan of said loan. Below I have outlined my proposal of repayment after looking over my budget. 25/07/2013 of £100 25/08/2013 of £100 25/09/2013 of £100 25/10/2013 of £100 25/11/2013 of £100 25/12/2013 of £100 25/01/2014 of £87.90 Thanks My Name and Last ============================================================================================================== The thing I am not sure about, as I am trying to set this before the loan is due, will I still pay a default fee? I suppose I would, because the loan would technically be defaulted, I am just not sure on the amount. what do you guys think?

Hey Everyone, For a good while now, Ive been taking Quid Quid loans, paying them off in full then end up taking a new out later on in the month. I want this to end. Ive made a completely anonymous account so I can be up front with amount and etc; My budgeting is below; Sky 80 Phones 115 TV License 27 Provident 50 Rent 450 Storage 82 Server 60 Virgin 27 Food 300 Baby Supplies 200 Total 1391 Wages 1750 Left 359 We currently live in the top 2 bedrooms (Myself and the Wife + baby 4mnth, plus 2 boys 4yr 5yr) of my parent-in-laws house, so that 450 rent covers Gas, Electric, general food etc. The Quick Quid Loan stands to be repaid on the 25th of this month for a total of £687.90. I also have a Council Tax arrears that I received a few days ago, Ive sent them a response offering £100 a month repayment, Id like to do the same with QQ, Im not sure how to word the letter and struggling to find a template to use. After looking around on this forum, Ive seen a few people say that their PDL company said they had to wait until after the payment was due before setting up a repayment plan.. Is this allowed, or are they just trying to get more money out of the person?