d974
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No on the reverse its a letter saying unlock a host of benefits etc..no credit terms etc..was sent a separate letter saying credit agreement regulated by the cca 1974 ..
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Hi could anyone advise me to whether this IS a valid cca??
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Yes it's on there, default.
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Yes its an original copy. . Well sod em I have spent enough time worrying over the matter and I have no intention of trying to get NDR to reconsider my offer of repayment as its a complete waste of time. .its never good enough. . I.ll just wait and see what they're next plan of action will be. . Hopefully it will be sold on to an external DCA who will hopefully gladly accept my offer!!
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Yes. Its a signed copy with date and address.
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Update, to day i recieved a copy of my agreement (Cca) opened in 2006 and its legit what should i now do, i am now again worrying ..i have tried on numerous occasions to offer payments but NDR:x just keep refusing..i fell like i,m hitting a brick wall.
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Hi I have just come across your post and im in a similar situation. .letters sent with offers and refused at my wits end with it all. .just sent a cca request today but not holding up much hope. . How have you got on since you sent the sar?
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Should I still send a 50 pounds payment to littlewoods today as just sent off the cca request? Thanks
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Hi no not checked file my as yet.. thanks for your help just currently sorting out the cca lol..
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If I am paying them a token payment and have been doing so for while doesn't that mean I acknowledge the debt?? Someone previously said it was too late for a Cca..confused :/
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Thankyou again for all you advice, i will put the money aside and send SAR of tomorrow,i will keep you posted:-D
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Thankyou both,i feel slightly less worried now, i will send an SAR off tomorrow,should i send it to the OC ? I was aslo going to send a payment of £50.00 to NDR tomorrow,but from the advice given that won,t be happening again i will send all further payments to Littlewoods.. should i send the payment to littlewoods tomorrow or withhold it until SAR is fulfilled? Thankyou:-)
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oh dear here goes its for £3350..EXTREME:sad:
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I dont have alll my statements:( I think its about 7 yrs old or maybe older.
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if i am to now deal with Littlewoods would it worth sending a CCA request or is it to late for that?
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