i got a fee for some reason forget why at nationwide building society , i refused to pay on the day due to being upset about it .
i did not pay it in the end i moved house this , that and the other and forgot about it tbh no excuse but there you go .
its been about 3/4 years now ,i just recieved a demand for £335 from a debt collection agency .
where did this figure come from , what can i do about this , sould i just pay ?