The balance has been outstanding since June this year.

Hi, This afternoon i received the email from wonga, my question is. Has this account been defaulted, as if it has i have not received any letter to confirm this. Can anyone offer me some advice? TOTAL DEBT: £2413.33 Agreement Reference: XXXXXXX We are writing to you in connection with the outstanding balance on the above account, and the arrears owed to us. We are required by the terms of your agreement to inform you that Wonga.com. have now passed your account to Moorcroft Debt Recovery Limited as of today. Moorcroft Debt Recovery Limited will be dealing with your account on our behalf . In order to avoid further action please contact them at: - Moorcroft Debt Recovery Limited Moorcroft House PO Box 17 2 Spring Gardens Stockport SK1 4AJ Tel: 0161 475 2966 Please note that any and all queries that you may have on your account should now be referred to Moorcroft Debt Recovery Limited. Best regards,

Renegadeimp, thanks for the advice i have updated the letter accordingly.

Cheers for the advice. Today i am sending them the following letter: Lets see what they say, hopefully i can force them to removal the default.

Hi, Thanks or the response and sorry for the delay in replying. On the 9th July I contacted McKenzie Hall and spoke to a lady who agreed if I paid the full amount outstanding they would remove the default. Now today when I rung up and spoke to someone else to pay the amount i agreed with the lady, i was told no they wont remove the default, just update to a satisfied state, which is what it currently it. Now going back to renegadeimp question "I never saw a default from QQ" the default came from Mckenzie Hall. Does anyone have any suggestions on how i progress this?

Hi, I have just been onto Experian credit file and seen a default from Mackenzie hall for a debt i had with QuickQuid. Now when QQ lent me the money spell my name incorrect. Now the question i have is: 1) if i was to pay the Full Outstanding amount can i get the default removed 2) Is there anything i can do about them have spelt my name incorrect? e.g. they have an extra A The reason i ask this, is that i have found my dream job, but they require a credit search on me, so i need a clean file. Is there anything i can do, please help. Adam