What about my credit report? Can they put anything on there? Thank you for responding.

I have received a letter from Pastdue credit solutions saying I need to pay the £330 regarding Britishghas residential. This would of been from my first flat I had and I moved out of when I was 19. I'm now nearly 26 surely this is outdated? I'm trying to build my credit up so it's not bailiffs I'm worried about it's my credit rating. It's not on my report now. Shall I call them and set up a payment plan or ignore it?

Just wanted to add I have had no letter or calls from motormile.

I have been paying off an account for well over a year now at £40 a week. It's on a temporary arrangement and has to be set back up every 12 weeks. This time round I completely forgot but continued to pay my £40 a week. I had a bailiff visit whilst I was not home and because of this visit I've now got an extra £250 worth of charges on top if my debt. I'm devastated as it was nearly clear and I've never missed a payment can they really do this?

Hi I have had a new default account added to my credit report from motormile and I have no idea who they are it what I owe them money for! I have tried emailing 3 times with no response. What can I do? I've worked so hard on cleaning up my credit!

I am currently going through court with my sons father as he is trying to get access to him. The courts are currently saying no contact due to his very violent and aggressive behaviour and I'm getting annoyed that my sons father and grandad are posting photos of my son on Facebook for everyone to see. These photos are old and my son has had no contact with them over the last year. Are they allowed to post these photos without my permission? I don't want strangers looking at photos of my son. Any help would be great.

Actually some are 2014 as I've set up payment plans this year to try to clear them.

So your saying my score will be better if I just left it unpaid?! The default since dates range from 2008-2012. Most being in 2011-2012

Hi everyone. I have about £8k worth of debt all in default on my credit report. I have fortunately been helped out and am now in the position to pay each debt off in full. I was just wondering if there anyway to get the company's to give me a lower settlement figure? I owe to about 15 companies most being debt collection for catalogues, payday loans, virgin, orange, Barclays Bank, barclaycard and bt. I also have two CCJs for NEXT and the job centre. Once these are all paid off and listed as satisfied will my rating start to improve of will I have to wait 6 years? X Many thanks

Hi, My ex partner is trying to get access to my son. I stopped contact just under a year ago. CAFCASS have done a section 7 report and due to the extensive amount of domestic abuse on my exes criminal record CAFCASS have recommended he go on a domestic abuse perpetrators course and have no contact in the interim. I am saying no contact full stop as my ex is not only a domestic abuser, he is a drug dealer, has bizarre religious belief about black power and is involved in other criminal activities. Since the section 7 report was done my ex has been arrested again after a domestic incident with his current girlfriend and police are continuing with the charges. Is there any way I can get confirmation of this to take to my next court date? I don't have a solicitor and can not afford one or get legal aid. Surely the section 7 report should be amended to add on new domestic incidents? Also, is there a way I can get a copy of my exes criminal record with all incidents not just convictions? Any help would be great!

Im a self employed beauty therapist and Wednesday is my long day. I will try to cancel a client and make the call again. Thanks for everyone's help.

I tried a few times this morning to contact the fines department with the court but couldn't get through, I had to leave for work and the court was shut by the time I had finished. The bailiff left a voicemail on my phone asking me to call him as soon as possible to discuss full payment and to discuss the information I gave the lady when I rang the office (my pregnancy). Im now worried he will turn up in the morning and I have work at 9-8 tomorrow!

I presume it would of been my local court as I've lived in the same town all my life. I shall give them a call. So they will talk to me about the debt even though it has been passed to Marstons?

The court fine was from roughly 3 years ago. I did know about it but at the time had no money and no control over money due to a violent expartner. I have heard nothing about the debt since. Marstons said they wrote to me in may but I did not receive this. I haven't made any payments to the court I am self employed on a very low income which makes me entitled to housing and council tax benefit. I am Single I'm also under current police protection from an abusive expartner so when this man rang my buzzer at 7:15 this morning I obviously got in a state. I have no documents to do with this fine so wouldn't even know who to ring to sort it out not through the bailiff.

Hi, I had a bailiff from Marston knock my door this morning. I did not let him in but he told me I needed to pay £550 there and then to clear an old court fine for not having a TV license. I have no way of paying this. After begging him for 5 minutes and getting nowhere he said he would give me 24 hours to pay it. He told me if I did not pay in 24 hours he would be back in the morning to remove my goods (not that theres anything to take!) I was upset and so was my 3 year old son. I called the Marston helpline after he left to try to set up a payment plan but this was refused. I explained to the lady I was pregnant and surely this wasn't right. She asked how far gone I was and I told her I was 30 weeks in a panic but im actually only 17 weeks. She rang the bailiff and told him this information (I had already told him I was pregnant whilst I was crying to him) and said he will not be breaking into my house and will return to see confirmation that I am 30 weeks pregnant. What can I do now?! Please help or redirect me to the right place?