Actually that isn't the case at all. Having checked with my insurances, because the offense was committed AFTER the time the insurance was taken out it doesn't factor in until renewal and even then all our insurance providers, (mine for the car and the bikes as well as the wife's), don't seem at all bothered by 3 points. In fact all advised us heavily NOT to attend a drivers rehab course if offered as the loading is significant due to the admission of the offense. Taking 3 points and a £60 fine is seen as "getting rid of a minor hiccup" and taking the path of least resistance so appears to be more acceptable to our insurers. Anyway, an update on this. Due to an "anomaly" in proceedure, no further action is going to be taken so it looks like a lucky escape on this one.

I've added in this: "Perhaps if you have a photograph of when the offense took place this may well clear the matter up and identify the driver on that occasion? Of course, should the photograph actually show the driver at that time then I will of course offer you my details or my wife's details as the driver of the vehicle at the time of the offense." Better?

Well here's the letter I'll be sending: WanderingBiker 06 June 2013 Ref: Dear Sir/Madam, RE: Enclosed NIP I write in reference to the above. I have filled out the form naming my wife as the driver on that occasion but would ask the following to be taken into consideration. On the 11th of June 2013 I went to see my doctor at because I have a problem with my arms resulting in stiffness and pain. I have been issued with Co-Codamol pain killers for this, I have an appointment with Alfred Bean physiotherapy on the 24th of June and my GP has made a referral to a neurologist to investigate why I have these pains. I’m sure my GP can confirm this if required. Also during the past few weeks my wife and I have been to Scarborough on many occasions, (collecting reserve items from B&Q, shopping trips and the BMW’s MOT to name a few things), and my wife and I have been sharing the driving a lot. For example I may drive on the way there and she drives us home. We often travel to that area for numerous reasons from shopping trips to days out at the beach and to collect items reserved via the Internet in Scarborough stores and also we are a regular customer of of garage. So it is not unusual for my wife and I to travel to that area on a regular basis, often several times per week and even twice in one day. We are both named drivers on each other’s insurance and so we do share the driving a lot between our cars. If you require proof of this I can supply a copy or our certificates of insurance. Therefore we cannot genuinely remember who was driving on this occasion but have named my wife as it was likely she was driving on the day in question due to the pain I have been suffering in my arms and the fact I have been on pain killers which advise against driving or operating machinery due to drowsiness. It is entirely possible that I have made a mistake and I was in fact driving but cannot say for certain that I was. As stated; due to the pains I have been suffering in my arms it is likely my wife was driving as over the past week or so, (since the pain began and especially following my visit to my GP on the 11th of June), my wife has taken over with the majority of the driving of both my car, (the BMW), and her own car. If however I am wrong then I freely admit this but ask you to consider the above and accept my reasons as genuine. Neither my wife or I have any points on our licences, this issue does not pose a danger or a threat of disqualification and with regard to our insurance premiums, both my wife and I have recently renewed in the last couple of months so any points will not affect premiums until next year and then that impact has a financial effect on both of us as regardless of who gets the points, an increase in insurance premiums as well as payment for any fines comes from the same bank account and out of our joint money. I felt it prudent to make you aware of this on returning the form as on the balance of probabilities it was my wife driving but there is a chance I could have been driving at the time. Further, we cannot be sure in which direction we were travelling on this occasion so again if I drove to the area then my wife will have driven us home because we do share the driving that way. Or perhaps I could have driven us home while my wife drove us to the area, there is no set pattern for us taking turns in driving. I would also add that both my wife and I drive along the that road from to that area from our home address and we also take the same roads when returning home. I thank you in advance for your understanding on this matter and assumed consideration of the facts as outlined above. Regards WanderingBiker And that's basically all I can do. Neither my wife or I can remember why we were on that road at that time as several trips a week to the same place for various reasons tends to meld into one so to speak. I think in all the time I've owned my car, (almost 18 months now), I can count on one hand the number of occasions I've been out in it alone or without my wife as we tend to go everywhere together making it all the more difficult to remember who drove where. I don't see a point in checking emails or phone calls given the car is fully hands free phone operation and my phone talks to me so I often send texts, emails and make calls on the move via voice interaction. As for debit/credit card details, well mines the one which gets used the most anyway so that's not offering a clue as to who was driving.

I know the location and time but not the direction of travel. Even with a direction it doesn't help because I would have driven one way and my wife the other. But we can't remember which of us drove there and who drove back which is the sticking point.

Hi all, I was wondering if anyone could offer some advice. A few weeks back I got an NIP in the post asking me to name the driver for a speeding offense, (79 in a 60 zone), which is fair enough. My car could have been speeding. However, the problem is I don't know who was driving! It could have been me or my wife. We're named on each others insurance and often share the driving. I'll drive there, she'll drive back or vice versa. The thing is, we don't know the direction of travel when the offense took place and given we'd been on the road where we were caught several times that week, we genuinely can't remember who was driving as we have no set pattern. Sometimes I'll get the car keys first so I'll drive, sometimes my wife. Other times we'll ask the other to drive there and I/she will drive back. Neither of us saw anyone at the road side with a speed gun and we didn't see a van parked up so nothing stands out to identify the driver. We both accept that we could have been speeding but it boils down to a question of who was driving at the time. Even the direction of travel wouldn't help as neither of us can distinctly remember who drove there and back. Add to this we both carry our keys on us which on the bunch has keys for her car and mine so having possession of a key doesn't help either. I've filled out the NIP naming my wife as the driver and offered a covering letter explaining the above. What's the likely outcome of this? I know this could be used as an excuse but at the end of the day my wife and I do share the driving a lot and the road we were caught on isn't an unusual road for us to be on, we're on it several times a week and have been known to travel to that town two or three times in one day sometimes. What's the best course of action to take here? I'm happy to take the points and fine if I was the one driving as is my wife if she was driving. But we honestly can't remember who was driving.