To be honest I don't know for certain if anyone is chasing this, I had a phonecall, whilst I was out, last week and checking it on whocalled me it would appear to be a debt collecting agency and as this is the only debt still outstanding, I'm guessing that, it being close be Statute Barring, they are moving on this. Still have not had ANYTHING in writing from anybody since 2009. Thank you.

Last payment was posted to Fredrickson, by cheque dated 1st April 2009. We have a copy of the letter and cheque to prove it in our file. Thank you.

Just been trawling through my Experian reports. As I recall this was a credit card account from 1999. Sold on to another company, and defaulted by new company July 2006. Paid Fredrickson token payments. Sent CCA 2009, no response other than the account had been returned to client, and no communication at all since. Sent in dispute letter and stopped paying. Dropped off Experian 2012.

Thank you very much... I'm in England and had sort of hoped it would have been on 1st April this year . Never mind.. We'll just tight and hope for the best. Thanks again.

Hello Please can anyone tell me when exactly a debt will be Statute Barred? We last made a payment on this account on 1st April 2009 and have made NO contact since. Thank you.

Thank you both for your replies.. seems sensible to wait to see what happens.. in the meantime we have kept the receipts for the rejected payment. Thank you again.

Thank you for your reply Hobbie, but we can't pay them..payments are usually made via BACS and the bank has rejected the payment twice today..

hello, Looking for some advice please... We had a co-op bank account..2001/2.. which was passed to Equidebt for collection about 2005. .arranged payments to Equidebt paid monthly without fail. In April this year we received a letter from Cabot, with a letter from the co-op informing us that the account had been bought by Cabot but to maintain payments as per usual to Equidebt which we have done until today when payment was rejected by the bank.. Checked Equidebt's website and found out about Equidebt being in administration. However we have not received any notifications about this, so who are we supposed to pay? The letter we had from Cabot in April confirmed we had to pay Equidebt. but we can't now and have not been told otherwise. Please help don't know what to do now. Thank you.

hi dx HSBC sold it in January this year. The default dropped off 11 June 2013 Lowell register today with default date 14/6/13 Sal

Hi Thanks for that DonkeyB. No last payment was made in 2009 ..sadly. Thanks again. Sal

Hi, I'm new to this site and hope I've posted in the right place. I had a loan with HSBC which had done the rounds of various debt collection agencies. It is in dispute as they have acknowledged they do not have the agreement. It was shown on Experian as defaulted in June 2007. The entry dropped off 3 days ago. It appears that HSBC sold the debt to Lowell Portfolio in January 2013. I've told them it is in dispute. Lowell has never marked my credit file until today and showing the default date as 14/6/13. Surely this cant' be right! I'm really annoyed as I had just go my credit score to a reasonable level, and now it's right down again!! Who do I complain to please? Is it Lowell or Experian? Is there a template letter anywhere? Thank you so much in advance Sal.