Hi all, I need some advice. I am an Irish citizen but have lived and worked in the UK since 2009. Due to the economic situation in Ireland there are no jobs in my field in Ireland and not likely to be any in the foreseeable future. I have an outstanding credit card debt since I was a student in Ireland. I have been trying to pay it off since 2000!! Unfortunately I still owe 1000 Euro's on it. I chopped up the card years ago but cannot seem to get it paid off!! The latest letter states that if I continue to pay the minimum amount on the debt I won't have it paid off till 2031!! I am just so tired of getting the letters etc. and would love to just pay it off however I cannot afford to pay it off in one go. Today I decided to phone them to propose to pay £500 to settle it. They basically said that would not do at all and the minimum they would agree to is 900 Euro's. I explained that I do not have that amount and that I only have £500 and is it not better to get that than dragging it out, on and on...They said they would send a form I think a budget form and to fill it in and then they would see but I do not think that will make any difference. I am actually moving to the Middle East in a few months so just want it off my back before I go. I was going to get a U.K. credit card as I have no debt here and do a money transfer on a low interest deal but I got cold feet in the end and cancelled it. I have learnt my lesson about credit cards and never want to have one again. Any ideas on what I can do? Do you think it is a reasonable amount I have offered in your experiences or am I being completely naive? I am still being charged interest so will never be able to pay it off at this rate. Any advice is appreciated. Thanks for reading.