ctid1987
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Posts
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Thanks again!
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Thanks DX. Nothing at courts either? But then I suppose if its an experian form I'm filling out its only going to be what data experian hold.
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I have applied for a position with British Gas. They asked if I had any CCJ's or IVA's against me within the past 6 yearsicon. I said no. However I have progressed a bit further now and have to fill in forms for a full check by Experian, and the question is now worded differently - Have you ever received any county courticon Judgments or Individual Voluntary Arrangements against you? My CCJ was over 6 years ago, and has dropped off of ALL of the credit reports I have paid for to check, so my question is - Do I have to tick yes? Thanks in Advance. Tony.
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I have applied for a position with British Gas. They asked if I had any CCJ's or IVA's against me within the past 6 years. I said no. However I have progressed a bit further now and have to fill in forms for a full check by Experian, and the question is now worded differently - Have you ever received any County Court Judgments or Individual Voluntary Arrangements against you? My CCJ was over 6 years ago, and has dropped off of ALL of the credit reports I have paid for to check, so my question is - Do I have to tick yes? Thanks in Advance. Tony.
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Oh and I also used to work there about 5 or 6 years ago and they also used to pay me a 'cash after tax' figure every wednesday in my pigeon hole. However my P45 indicated they paid tax for an amount a lot less than I actually earned!
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Long story short - Apart from the company evading tax by telling staff they are paying a cash 'after tax' figure, none of the staff including my father ever received payslips. And the P45 he received indicated a lower amount than what I was paid. His new Manager was taking over, which was the owners son. He told my father to not come into work a few weeks ago, and would talk to him the following monday as he felt that my fathers heart wasn't in it anymore, and accused him at the same time of passing work over to another rival company. My father went in but recorded the conversation, and was told he was letting him go. The new manager felt that my Fathers heart wasn't with the company anymore, he had handed work over to another rival taxi company, and he was caught smoking inside the premises. - My father only ever phoned another firm to hand work over when he didn't have enough cars on a nightshift to cover the bookings he had. - My father did get caught smoking in the office, but everyone smokes including the drivers and two owners. He supposedly got a verbal warning for this. However, no written warnings were ever issued! Despite my Father being a Taxi Controller there for over 7 years, and a driver previously for 7 years - meaning nearly 15 years of service to the company. I have 3 main gripes: - No Payslips ever given. - P45 indicating less earned than what I was paid, suggesting possible tax evasion. - Unfair dismissal. I feel he was dismissed because he was infact one of the highest paid controllers, on nearly £100 a week more than others, and they wanted rid. However, they did not follow procedure. I was very rarely ill. Never had days off. And they sack me on the spot for pretty much no reason, with no verbal or written warnings!? Does anyone know where we stand with this? We have recordings of the conversations etc. Thanks in advance, Tony.
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Thanks for your help theoldrouge. The problem I face here is the person I swapped the car with (who I have all details of with receipt) was not the registered keeper on the V5C. I have a saved log of all of the convo's on the Swapz website regarding the swap, plus correspondence in text from my phone. The car has also changed hands a number of times since the finance was taken out from what the guy at the HPI place told me... Jun 2013 - Finance taken out. Nov 2013 - Change of keeper. May 2014 - Change of keeper. circa July 2014 - The guy I swapped with got the vehicle but didn't change log book over. August 2014 - Change of keeper to myself. I'll get that form sent off to the DVLA asap, thanks for that.
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But according to Section 27 I now hold good title to it as I was unaware of the HP or Conditional Sale before the Swap/Sale. Thanks for your help on this - quite a worrying thing to ponder over at the moment the fact that they could just come and try to repossess a car that owes me a good few grand - as I am not in any position to lose even £100 at the moment!! What's my next port of call, hang on for the questionnaire they are supposedly sending me?
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This looks promising - "Where a motor vehicle is subject to an HP or conditional sale agreement, while the vendor does not own it and has no right to sell it, a private purchaser who buys the car in good faith without notice of the HP or conditional sale agreement obtains good title to it. He does so under section 27 of the Hire Purchase Act 1964."
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Ok I've got pretty much the info you've put down above from phoning the HPI company I used the second time. 0844 335 1572 Santander Jun 2013 Conditional sale I have no idea what a conditional sale is, but I'm about to spend a few hours researching thats for sure!!
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But because it shows a plate change, it doesn't have details of the finance showing, and instead I had to phone them to confirm. I'll do the Genuine HPI one now.
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First one was with Total Car Check, this was prior to getting the vehicle, and obviously doesn't show Finance details (which I didn't know at the time!!!!) [ATTACH=CONFIG]52850[/ATTACH] Second one I done was with My Car Check which does show finance! [ATTACH=CONFIG]52849[/ATTACH]
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Great, they wont divulge information with me at all, just admitted there is finance outstanding... They have told me they will send a questionnaire out in the post to me for me to fill out and send back. (I gave them my fathers address to bide time) But they WONT tell me the type or amount of finance outstanding. What do I do next? I really need to find out the type of finance, do you know how I can go about obtaining this info?
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Thanks, will give them a call in a moment and post back here with the outcome.
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Ok, thanks for the replies. Yes Santander is what I was told - phone number is 0844 335 1572, but they are now closed; only open monday-fri 9am-5pm. From what the guy at the HPI place said the problem here is that Santander will only want to discuss the account with the person who owes money. Then again, in their eyes - I am the registered owner so really they want to discuss it with me as I have 'their' car! haha. I will phone them monday, but need to know the best way to go about it - should I phone and pretend to be a potential buyer, or shall I be honest and say I've just bought it but try to give as little info as possible? Any pointers please?
