Thank you havinastella will do that I'll get them off tomorrow

Dx100uk thank you Should I SAR TSB ROBWAY OR SCM SOLICITORS or all of them

No did not SAR TSB thought they would say it was to old Don't think there's PPI Robway said TSB had give them a number for the CCJ but I was not allowed a copy of it. If they have it why not? By my papers the CCJ was for £1099 and I had to pay £1.58pm which I did from 1993/4 till 2007/8 when R/W bought it and kept wanting to increase payments , it was £5 then £7 then £10 and not knowing any better I just paid them as I was frightened by their threats. 3month ago when they said that TSB had a CCJ I told them if that's the case all your getting is £1.58 I have never had any statements showing my payments from TSB or R/WAY so exact balance is unknown Now they don't send my payment slip and as they only send ONE per month I have no way of paying this

So they can take action against me for non payment even though the ccj has another claimants name on it I thought that they had to apply to the court to have their name put on it before they could do anything

Do they have to transfer the ccj into their own name before they can take any action

Hello, any advise with this please, had tsb credit card , got in difficulties in 1993, ended up with ccj. Made payments as instructed by court still making them . In 2008 account was sold to Hoist/. Robinson Way. They kept increasing payments and I paid as I forgot all about the CCJ. At the beginning of 2014 I received a letter demanding I make a substantial increase in payments to clear the debt. I really couldn't remember what this account was so I sent them a CCA request, letter back account on hold will need to contact OC another letter still trying to get info, then letter stating they did not need to supply me with the CCA as this account was subject to legal action and contact them with payment proposals within 14 days, I asked for a copy of the CCJ . Was told I was not allowed one. I found my copy of CCJ and informed them I was now reducing my monthly payment to the amount stated in the CCJ. They have now stopped sending the monthly payment slip so I have no way of paying them. Can they take action against me for non payment of the CCJ. Any advise will be greatly appreciated. Thanks

Hi BRIGADIER2JCS I have them, all the original bank statements letters to and from the bank and solicitors,claims and judgements I fact I think I have a lot more than what they have and I'am keeping a very tight hold of them

BankFodder, no I didn't ask for them , they just turned up in the post. But I will be sending a SAR now, I called them today and went as follows Opening balance appears to be incorrect No it's right I think it's wrong should be £ xxxx No it's correct it has a CCJ so must be right Well I have a copy of judgement and I say is wrong Send us a copy No chance, do you have a copy No only have records for last six years Oh strange,well where as the info come from Well where has yours I have everything appertaining to my account going back to 1992 Nobody keeps papers that long I DO Just keep paying your monthly payments, or as a good will gesture I can offer you a discount And what would that be Well you owe £1120 (no I don't ) so I'll give you 60% off so send us £690 and we'll close the account No chance you will be hearing from me in due course, I have now found out I have 2 CCJ'S for 2different amounts in 2different courts for the same account. I phoned the courts concerned and they said that this is a NO NO and advised me to seek advice on the matter, the ccj's were well and truly expired and the bank would have to go back to court if they wanted to pursue it Any thoughts on this

Hi BankFodder, I don't know they just sent them to me , no date on envelope it's one of them Royal Mail postage paid ones but the date on the letter was 14th May 2014 I did get a letter a few months ago saying that my account was now being handled by LTSB collections dept instead of SCM solicitors whether that was the reason they sent them to me or they're up to something

Hi dx No longer on CRA Ccj was for £1400 plus costs. Total £1600 payments £1 pm since 1993. Never missed. Additional ppi payments that were made after CCJ for £374 £499 & £124 that £997 to be deducted from my balance. They were and shows on statements Never had any statements from them since 1993 Received statements last week from 1993 to 2014 Opening balance after CCJ is for £2299 and closing balance as at 1/5/2014 is £1120 Made 248payments@£1 plus £997ppi. Equals £1245. Judgement was for £1600 so Balance should be £355 and not £1120 It appears that they have a incorrect opening balance. It look like they've used the balance from the withdrawn claim Can I get this corrected after all this time as I was totally in the dark until last week

HI ALL, Been checking old papers my LTSB accounts, and don't believe what I've found, Had loan for 2k in 1992. Had long illness in 93 but had PPI. took a few months to sort out , although the bank were fully aware of what was going on, they very quickly defaulted me and then applied for CCJ. I had an advisor working on my behalf as I was to Ill, they kept trying to take loan payments from my current account and because only my sick money was going in there wasn't enough to pay the payment, £75per day sometimes more was being added for all sorts of charges. The claim was for £2299. Advisor queried HOW COULD THIS BE. Replied sorry error made, PPI payments paid but not credited to account, we have also added the overdrawn balance to outstanding loan BALANCE now £1400. CCJ claim withdrawn while waiting for further PPI payments to be made they issued a new claim for £1400 plus costs and got CCJ . But another 3 PPI payments had been sent to them for £374 £499 and a final payment of £124. The CCJ was for £1 per month which I paid and never missed Then last week out of the blue I got I received statements from them going all the way back to 1993 showing all my payments and closing balance of £1120 I though I was seeing things, that's impossible Just noticed today on page 1 it says Loan provided. Unavailable. Loan amount. Unavailable. Terms of agreement Unavailable. OPENING BALANCE £2299. This is the amount on the withdrawn CCJ Any advice as to which is the best way to get bank to correct this or have I been well and truly stitch up

Thank you SabreSheep So kind I'am only just beginning to understand what these low life's get up to. I don't think that I had PPI on this card but will check, 20years on won't it be a bit late to claim

Yes they do I also still have the letters to and from the advice worker and LTSB that was helping me with this, she was trying to get them to stop charges and refund some of them. But this was unsuccessful ,until it finally got defaulted

I just asked on the phone I was very naive and believed what people told me and didn't want any confrontation with them. HOW STUPID WAS I

Paid LTSB into branch with payment book Can't remember would have to go through my papers but it was quite a few years ago Got piles and piles of papers going back to the 90's