Can my family get my savings at death? Of course! But first you must complete a Form of Nomination available at our Reception desk. On this form, you will be asked to name the person, persons or charitable group you wish to receive your shares in the event of your death. Derry Credit Union can disburse amounts up to £10,000 to the person(s) or group nominated upon request. (Probate must be extracted on amounts over £10,000.) By completing this nomination, you can be assured that the person(s) or group you intended to receive your shares will receive them without red tape or delay. You must update your nomination if you marry, divorce or if the person nominated dies before you. In addition, a properly completed Form of Nomination takes precedence over a will. As you go through the course of your life and update your will, make sure you update your nomination too! You may change your nomination as often as you like and you may name more than one person or group as your nominee. This is from the credit inion website.

My husband is the executor of the will. Is there anything he can do?

I received word from the credit union today that I am not the nominated person. My mother changed her nomination in 2003. I was told they are going to write out to the person today. This has now created other problems for me as I have received bills from the funeral directors, my mothers care home and a rates bill. The only other member of my family has told me if they are left the money they have no intention of paying her outstanding debts and it is my problem as her next of kin. I do not have the money to pay these. What do I do now?

I'm new to this forum so I hope I'm doing this right. My mother passed away a couple of weeks ago. She was well organised and made sure her affairs were in order. She made a will and made sure there was enough money in the credit union to pay for her funeral. When I went to the credit union with the death certificate and the will I was informed that it would take between 6 - 8 weeks to sort out. I was also told that even though she left the money to me in her will the money would go to the person she named on the nomination form and they couldn't tell me who that is. This seems to me to be a very long time to sort out is this normal?