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blackcurrant

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  1. Feeling very stupid and angry regarding what has happened. On Saturday needed a car and went to Carcraft Leeds. Knew the sort of car I wanted and they had a few that fitted the description. found one which had a showroom price of £7999 but I had seen on the website at £6795 the night before and also viewed on my phone the same day. Agreed to buy it at the web price with the salesman and was paying £1500 deposit and the rest by deposit. The way the finance was sold was mainly by looking at the weekly cost. I obviously wasn't on the ball enough here as he basically sold the idea of knocking off £750 off the total price over the term of the finance by reducing weekly payments to £32-33 from £34-35 a week. I agreed to this as it seemed acceptable. He then produced a document where the cost price said £7370 but he said to ignore that as it was just to do with the way the finance was worked out. I foolishly accepted that and then went on to sign for the car with the hire purchase agreement quoting the cash value of the car being £7370. Since then i have been able to secure funding at a much lower rate so will be exercising my right to withdraw from the hire purchase agreement. That will mean I will pay Black Horse Finace out and own the car. However they have the car value as £7370 rather than the £6795 we agreed. This would not have been an issue if I hadn't secured cheaper funding. I regard it as mis-selling as they have basically confused me. I'm annoyed with myself for going there seeing as there are enough awful reviews, I should have looked at alternate funding first and should have taken more time to make a decision anyway. Needed a car though and the salesman did seem genuinely nice compared to the others although I am beginning to suspect that much of what he said was an act- maybe just uses a different approach. So would this count as misselling? Carcrafts response at the moment is I signed for the car at £7370 so no comeback. I have proof that I have seen the webprice on my laptop and phone prior to and on the same day. I have a backup of the webpage as well.
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