chloe25
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CCJ Enforcement Process - I Live Overseas
chloe25 replied to chloe25's topic in Overseas Debt/Overseas Account issues
Quiet it is, then. Nobody came asking yet, just wanted to know what my options are, and this forum is a great resource. I'm glad I found it! I was wondering if it's worth striking first and serve the O/C with my new address in say, North Korea. Then they wouldn't be able to legally issue a CCJ in the UK, but you have a good point in that if they re-sell the debt, the next DCA can get one instead. -
CCJ Enforcement Process - I Live Overseas
chloe25 replied to chloe25's topic in Overseas Debt/Overseas Account issues
thanks ims and uncleB. I should clarify there is no CCJ yet, but I want to be prepared when / if I get one. It's a 3yr old credit card debt, about 7k originally, but will probably be double that by the time these leeches finish adding all their charges on top. Since I don't intend to get back to the UK, I assume they can get a default judgement against me. And here comes the tricky part: The o/c has only a copy of my italian passport. No address. And I own no properties anywhere, save for a few thousand euros in a bank account in Italy. Can/will they enforce their potential CCJ in Italy and how would they go about it? -
CCJ Enforcement Process - I Live Overseas
chloe25 replied to chloe25's topic in Overseas Debt/Overseas Account issues
yes, outside the UK. I don't want to highjack the thread. how can I PM you? -
thanks for this, steampowered. Even more interesting is article 14, para 2 basically invalidates para 1 with regards process serving. Also article 2 (b) "2. This Regulation shall not apply to: (b) bankruptcy, proceedings relating to the winding-up of insolvent companies or other legal persons, judicial arrangements, compositions and analogous proceedings;" I read this as if you're made bankrupt in the UK, the trustee can't chase you elsewhere in the EU?
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Does any of the practitioners here have a feel for the likelihood of enforcing a default CCJ abroad and what the process is like? Have you guys enforced a CCJ in a foreign jurisdiction and what would be the $$$ threshold to be worth the effort? I remember reading somewhere that in my jurisdiction (EU somewhere), courts will enforce a foreign court judgement if the claimant can prove "immediate execution". Does this mean the claimant has identified the assets they plan to charge? or they can just go around snooping bank accounts?
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