hi hope someone can give me some advice, i recently took out car insurance with octagon the asked for my no claims i sent my no claims of 5 years, they then contacted me to say they were out of the 24 months, i explained that i was insured after that, but because my husband picked the new car up he set the insurance up in his name and me as a named driver, the policy was with octagon and has been running for 20 months, they are now telling me they will only give me one year no claims as a named driver, i have tried to explain to them if you except that i was still insured why wont they accept the 5 years also, i have spoke to 3 people with no help, they are saying i will need to pay another 256.08 to keep my policy, and if i cancel i will need to pay 50.00 cancel fee because its after 14day cooling off period, 25.00 finance payment and time on risk payment, i just cant afford this but they are saying there nothing that can be done. please help