I know. It was just one of those situations where I saw the first person that could help and took it without really thinking about it.

Well. They all have a nice email now lol

I think I'll email them what you emailed them. And I'm going to be very cheeky haha

Okay. Thanks for your help !!!

Yes. One is QQ and the others are wonga and pay day express. What is an f and f settlement. And how do I make sure that once I've paid that's the end of it?

I'm lucky enough to have a super fiancée that is willing to pay them all off for me. I did speak to Quick Quid today on that stupidnlive chat thing to see what they are willing to take of the price of the debt as it stands but when I to.d them they I couldn't pay that second she was a bit abrupt and said 'you have to pay by debit card and if you don't do it before 6 o'clock this evening the deal is off'. I managed to get it down to 330 rather than 500. But you you think I can get a better deal ? Will i still be able to get a deal at all seen as i wont be paying it today? Reading some threads I'm definitely not going to pay by debit but by fast pay,ent through my fiancées bank Thanks mag

Hi I am in the same situation as you were. Can you tell me what happened with gp, did you pay first or cancel gp first, did you get the creditors to send you final letters saying your accounts were settled and did gp charge you for cancelling???

Hi guys This is my first post so here's the story so far. I have a few different loans using different company's. When I realised I couldn't afford to pay them back they all went into default so I organised a dent management company to take over and deal with them. I've been paying them for over a year now and it's getting to the point where the management fee is ridiculous. I am able to pay all my debts off now with a lump sum but have heard by reading on these forums that's its better if I deal with the debt companies myself. I have been on the live chat today with someone from qq and they said that they are willing to accept a lump sum but only if I pay it today with a debit card. Here are my concerns. 1) I'm worried about giving them my bank details in case they keep them or use them to take more money out, 2) I'm worried that if I do pay it I have no evidence that thy have agreed to settle, 3) who am I supposed to contact first QQ or my debt management company, and 4) if I don't pay it today with they let me pay the reduced fee another day (because they said they wouldn't) Please help mag