Ksmith32646
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
Yeah I spoke to nationwide and that's what they said. It's good cos most pdls use call credit to report apart from wonga lending stream and payday uk they are on experian -
I basically sent them a sob email
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I have got lending stream to remove their records
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Hi I am trying to get a mortgage but because I stupidly took a few pdls From wonga and payday uk I now know these are hurting my mortgage ap Even tho pdls tell us they will help our credit score. Has anyone had any joy asking them to remove their details from your credit report If so how did you do it???
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Hi does anybody know any lenders that will give someone a mortgage who has had payday loans but they were settled 8 month ago??
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
Ok thank you -
Yeah shows up as late payments
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No I don't mean I owe them money I meant I was always overdrawn and had lat payments recorded
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Do some mortgage lenders use just 1 credit bureau?
Ksmith32646 replied to Ksmith32646's topic in Nationwide
So you talk from past experience -
No it is settled
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Hi I have a current account with Halifax and for 4 years I have never been in arrears. I have an old account from Halifax from 5 years ago which was always in arrears and looks crap on my credit report does anyone think if I write to them they would remove it from my credit report??
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Hi I want to apply for a mortgage and I have had payday loans in past But they only show up on call credit and not experian or equifax. I hear that nationwide only use experian so if they only use one bureau and payday loans Don't show up then they can't effect my chances can they?? Can anyone help me with any facts on this situation?
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Can ebay issue a default on my credit file without any warning? Are they regulated to issue defaults
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All I want to know is if ebay can issue you a default without taking you to court because they are not A credit person.
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Ok I did speak to one normal bloke from them once he Said if they see payments being made regularly they usually Leave if with them
