For Eight years Barclays has abused my mortgage account. Following a dispute in which Barclays alleged that I have not paid two monthly instalments of about £1100 each, I decided to pay the monthly instalments in CASH. However, Barclays enforced on me fines of £40 monthly for arrears based on that dispute and other charges totalling about £4000. since I was ill, I accepted too pay the penalties and the alleged arrears which made my monthly payment jump to about £1200. I continued paying all that time but when I received my annual mortgage statement I was surprised that the dates when my CASH monthly payments were credited to my mortgage account were always days, up to 9 days, after my actual payment of the cash. This, of course, makes towards more interest added to my account. I complained to Barclays who said that was the time needed for my CASH to reach their mortgage arm WOOLWICH- which is a load of rubbish. In took the matter to the financial Ombudsman who, as usual, sided by Powerful Barclays. Now I intend to take Barclays to court hoping to be compensated not only for the money Barclays robbed me of but also for 8 years of suffering and stress which led to my wife being diagnosed with Cancer. I wrote to Barclays that I'm taking it to court about a month ago and now I will writre to them again letter of starting action in court. Any advice? Thank you