Thanks. I won't contact for now. How can I check my credit file in the meantime?

Thanks. Sorry this is probably a stupid question but how do I check my credit file?

Thanks Scott. I phoned in shock! What powers do they have to make me pay this debt?

Hello, I am new to this. I have received a letter from 1st capital saying I owe £3500 from a lloyds TSB account. I phoned 1st credit to find out what this was relating to. They said it was from a credit card in 2007. They would not give me any further details. They said if I paid it off by the end of the month they would reduce the debt to £2500. I don't even know what the orginal debt was. I have been to lloyds bank and they say they can't help as the debt has been passed on. What can I do? Advice greatly received.