My name is Tony Wilson. I am currently challenging the way i have been treated by Clydesdale Bank plc. Over 16 years ago I was offered a principal account by my then manager and at all times since have believed that one of the benefits of a principal account was an overdraft facility of £15,000.00. Was anyone else ever made the same offer in relation to such an account? I also thought this was one of the reasons for my continued membership fee being deducted without my authority from my account. I enjoyed no other benefit of membership so far as I was aware. For 16 years continuously I enjoyed at least a £15,000.00 overdraft. Then in January of this year my overdraft was removed based on an experian report which I told the bank at the time was incorrect and experian have since acknowledged to be incorrect. If anyone can shed some light on the benefits of an old principal account it would be helpful. I am convinced the bank are not providing me with full disclosure..,only the parts that suit them. Thank you for your help if you can... Tony Wilson