Hi Kris,
I agree - truly disgusting way to run a business, but whilst the law is on their side it will continue! I did receive a confirmation letter with the card receipt attached about 2 days after payment, and I finally had a good nights sleep for the first time in a week. I also called my bank and requested a note be put on the system not to initiate any direct debit, which they did, although couldn't be responsible if it was set up, so I am still regularly checking my on-line bank to make sure nothing appears. I am so glad it is over - and I have finally started to forgive myself for being so stupid. I only hope that this forum helps people understand that it is very easy trap to fall in to.
Regards