Hi all! I have FINALLY had success in setting up my repayment plan - I have agreed to £56.36 a month. I filled in the online income and expenditure form and they decided I could afford £92.10 which I told them was a definite no. Eventually they have agreed to this. My next issue is I would really rather pay them the money directly than have them take it out of my account - I don't really trust that they won't take more than agreed. How can I put it in writing that I wish this to happen? Anyone had experiences of this? Thanks

Also... I have read a few posts on cancelling CPA's - had anyone had any success in doing so?

Hi Guys, I have spent a lot of time on here browsing and getting advice without having signed up. I have been taking out Wonga loans for the past few months (I know..I know...) and now it has just gotten silly. I decided to send an email to Wonga as I owe then £686.05 on the 28th of December. This has already been extended once and I don't really want to do it again. I feel the only way I can afford to pay this back is through a repayment plan. I have heard of many success stories of repayment plans being accepted. And also learned from this forum that I should keep all communication through email. I emailed my proposal to errol.damelin@wonga.com and balanceoffer@wonga.com and received two replies the following day both of which seem automated. One was asking me to call up to discuss this further and the other was asking me to wait until I default before I could set anything up. Any advice on where I should take things from here? Thanks